South Korea’s healthcare is accessible, affordable, and efficient.
Here’s why Korean healthcare is one of the best!
Quick Summary
- Korean healthcare model combines public and private options to ensure no one is left behind.
- You have to pay around $100 a month for public health care (I know, my freedoms!).
If you’re financially stressed, they can lower it to $20 a month. - The good news is that everyone has affordable health care in the event of a serious health calamity (I went to any doctor in the country and never waited more than 20 minutes).
- The better news is you can always buy private insurance if you don’t want to pay anything out of pocket.
Affordable Public Healthcare for All
In Korea, public health insurance covers everyone, and it’s surprisingly affordable.
The average insurance premium Koreans paid in November 2024 was $61 according to an article by reporter Jo Yu-ri at News1.
Most people pay about $100 a month for public coverage, and a doctor’s visit costs under $3.
If you’re experiencing financial difficulties, the government can lower this cost to as little as $20 a month.
So, healthcare is accessible to almost everyone, regardless of income level.
Whether it’s a serious illness or emergency surgery, you won’t be left drowning in medical debt.
Fast and Direct Access to Specialists
Waiting weeks or months for a doctor’s appointment? Not in Korea.
You can see any doctor here. You don’t have to jump through hoops like seeing a general practitioner who refers you to a specialist. And the best part is the short wait times.
- Patients can walk into any doctor’s office in the country and typically wait no more than 20 minutes to be seen.
- There’s no need for a referral from a general practitioner. If you need to see a specialist like an otolaryngologist, orthopedist, or dermatologist, you can go directly.
- This direct-access model not only saves time but also ensures faster diagnoses and treatments.
I used to go get IV drips whenever I felt a bit under the weather in Korea, so I could prevent myself from getting really sick. Most of us frequently see a doctor in Korea.
Private Insurance For An Extra Safety Net
For those who want even more coverage, private insurance is readily available.
Most Koreans have private insurance on top of the public one to get reimbursed for out-of-pocket costs.
I think I have about three private insurances that my mom signed me up for since I was a kid.
Combining public and private insurance ensures peace of mind for all medical needs.
Despite the recent protests by doctors at university hospitals in South Korea, the healthcare system is still affordable and efficient.
Whether you’re seeking routine care or dealing with a serious medical issue, you can rest assured that the system is designed to give you treatments without breaking the bank.
